Centurion Card   The Centurion Card, popularly known as the Black Card, is American Express’s most exclusive charge card. Urban legends of a special, black-colored card offering dignitaries and celebrities unlimited spending power and after-hours access to high-end stores circulated in the 1980s. [1] While the rumors were false, American Express decided to capitalize on them by launching the Centurion Card in October 1999 to selected holders of The Platinum CardŽ, with an annual fee originally at $1,000.

The card is available only by invitation and, as of January 1, 2006, requires minimum annual spending of $250,000 on another American Express card and exceptional credit history among other requirements. Certain requirements have been known to be waived for major celebrities and business figures. “Charter” cardmembers that joined at the $1000/year annual fee are “grandfathered” at that rate as long as they hold the card. If they cancel and re-join, it will be at the higher rate. As of 2006 the annual new cardholder fee was $2,500 and it is estimated that there are fewer than 10,000 cards issued worldwide. The card offers numerous exclusive privileges, including complimentary companion airline tickets on trans-Atlantic flights, personal shoppers at retailers such as Escada, Gucci and Saks Fifth Avenue, access to airport clubs, first class flight upgrades, membership in Sony’s Cierge personal shopping program, and dozens of other elite club memberships. Centurion membership also includes personal services including a personal concierge and travel agent. The program offers many hotel benefits, including a free one-night’s stay in every Mandarin Oriental hotel worldwide (excluding the New York City property) once a year.

The benefits mentioned above are for United States-issued cards. American Express Centurion cards issued in other countries may include different and sometimes lesser benefits reflecting their specific markets. Cardholders have claimed to use the card for things that most would find difficult to believe.

The card is available both as a personal and a business card. A new Centurion card crafted from anodized titanium [2] is being issued as a replacement for all U.S. Centurion plastic cards in the first half of 2006. Centurion members in other countries have previously received this titanium card.

American Express has removed certain benefits from the card in the years since it was introduced. For example, Hyatt Diamond Elite status was included up until January 2005, and Starwood Preferred Guest Platinum status was included up until January 2006.

American Express sent an email to a reported 250,000 customers on September 20, 2006 describing certain benefits of the Centurion card. The email was supposed to go only to the around 10,000 black card holders. Phone calls to their customer service line revealed 1) the email was sent to the ‘wrong list’ in error 2) qualifications for the Centurion card were one year of cardmembership with a $250,000 annual cash flow through the card account. Benefits decribed include: A personal concierge – one person assigned to your account, with a direct phone number and email address; elite frequent flier status on Delta, Continental, and US Air. 18 free nights per year at Mandarin Oriental Hotels.